Dunedin is featured in Southern Living magazine!

Click here:  https://www.southernliving.com/travel/florida/dunedin-fl

Under this program, eligible first-time home buyers can receive 5% of their total mortgage loan amount, up to a maximum of $25,000 (up to $35,000 on July 1, 2023), for down payment and/or closing costs. The assistance is provided as a deferred second mortgage with 0% interest. This second mortgage does not need to be repaid until you sell, refinance, pay off your primary mortgage, transfer the deed, or no longer live in the property as your primary residence.

Hometown Heroes can receive up to $25,000 (5% of loan amount) for their down payment and closing costs!
Click here for details & eligible occupations:  elegantloans.com/hero

The market has shifted, it’s finally a buyer’s market.

5 Reasons why 2023 is a great year to buy a home:

1. Mega-high prices are a thing of the past.
2. The Federal Reserve is hitting the brakes.
3. The pandemic is over.
4. Changing residential market tastes.
5. Strong signals from the stock market.

Full Article:
https://www.thestreet.com/housing/why-2023-is-a-green-light-for-homebuyers

More…  “Tampa Bay Home Prices’ Rise Predicted to Continue:
“With higher interest rates and potentially fewer buyers, we may expect houses to sit for longer, have fewer bids, and for buyers to have more leverage than they’ve had in the last two years.”

Full Article:
https://www.axios.com/local/tampa-bay/2023/01/17/tampa-bay-real-estate-predictions-2023

On today, Christmas Day, let St. Luke again tell you the story of the birth of Jesus:

And it came to pass in those days, that there went out a decree from Caesar Augustus, that all the world should be taxed. … And all went to be taxed, every one into his own city.

And Joseph also went up from Galilee, out of the city of Nazareth, into Judaea, unto the city of David, which is called Bethlehem; (because he was of the house and lineage of David:)

To be taxed with Mary his espoused wife, being great with child.

And so it was, that, while they were there, the days were accomplished that she should be delivered.

And she brought forth her firstborn son, and wrapped him in swaddling clothes, and laid him in a manger; because there was no room for them in the inn.

And there were in the same country shepherds abiding in the field, keeping watch over their flock by night.

And, lo, the angel of the Lord came upon them, and the glory of the Lord shone round about them: and they were sore afraid.

And the angel said unto them, Fear not: for, behold, I bring you good tidings of great joy, which shall be to all people.

For unto you is born this day in the city of David a Saviour, which is Christ the Lord.

And this shall be a sign unto you; Ye shall find the babe wrapped in swaddling clothes, lying in a manger.

And suddenly there was with the angel a multitude of the heavenly host praising God, and saying,

Glory to God in the highest, and on earth peace, good will toward men.

And it came to pass, as the angels were gone away from them into heaven, the shepherds said one to another, Let us now go even unto Bethlehem, and see this thing which is come to pass, which the Lord hath made known unto us.

And they came with haste, and found Mary, and Joseph, and the babe lying in a manger.

And when they had seen it, they made known abroad the saying which was told them concerning this child.

And all they that heard it wondered at those things which were told them by the shepherds.

But Mary kept all these things, and pondered them in her heart.

And the shepherds returned, glorifying and praising God for all the things that they had heard and seen, as it was told unto them.

Luke, Chapter 2